Learn how to apply, lift, or remove a credit freeze on your Equifax Credit Report.

You can unfreeze your credit or temporarily lift a freeze for a set amount of time for free when you're ready to apply for new credit and allow access to lenders.

Oct 10, 2025 · Learn how you can unfreeze your credit reports at all three credit bureaus—Experian, TransUnion and Equifax—online, over the phone or by mail.

Nov 13, 2025 · Freeze requests: Online or by phone: agencies must freeze your credit report within one business day By mail: agencies must freeze your credit report within three business …

Jan 9, 2025 · In this guide, we'll show you how to unfreeze credit with each bureau—and we’ll answer a few common questions about unfreezing credit. You’ll also learn how to monitor your …

Jul 18, 2025 · To apply for a loan or open a new line of credit, you’ll need to unfreeze (some credit bureaus may use the terms “lift” or “thaw”) your credit with one or more of the credit bureaus, …

May 20, 2025 · Find out how to unfreeze your credit temporarily or permanently with Experian®, Equifax® and TransUnion®.

The trio worked in a part of the cybersecurity industry that has sprung up to help companies negotiate with hackers to unfreeze their computer networks — sometimes by paying ransom.

Jan 28, 2025 · Learn how to unfreeze credit at Experian, Equifax, and TransUnion with this step-by-step guide.

Oct 19, 2024 · You’ll need to unfreeze your credit when applying for a new loan, a credit card, or a mortgage. Lifting the freeze allows access to your credit report when assessing your application.