Saving money is a lot like eating right. We all know that we should save for emergencies, retirement, and personal goals, just like we know we should eat more vegetables and fewer cookies. But doing ...

It’s possible to make $100s by opening a new bank account, but sorting through the best offers can be tricky. There’s no shortage of enticing opportunities for banking clients right now. We’re happy ...

If your checking account isn’t serving your needs anymore, you have plenty of other places to turn. Big banks, small banks, online banks, app-based banks, credit unions of all kinds — each category ...

The average U.S. credit score clocks in at 698, according to VantageScore data compiled by Equifax in early 2021. That’s right on the commonly accepted boundary between “fair” and “good” credit, ...

Meet Alberto. Alberto has multiple credit cards with high balances. But despite making regular payments, his debt seems to be increasing. How is that possible? If you’ve ever used a credit card or ...

Co-signing a credit card application was once a popular way for parents and grandparents to help their kids or grandkids build credit. But because it’s a risky proposition for both the co-signer and ...

A line of credit is an open-ended loan that allows you to borrow money as you need it. Credit lines can be secured by valuable collateral (like real estate) or unsecured. Common types of credit lines ...

I have an absurd number of credit cards. Most I never use, but because average credit account age is an important factor in credit score calculations, I’m very reluctant to cancel any. Looking through ...

Could you afford to cover a $1,000 expense out of pocket? If you haven’t started an emergency fund yet, the answer is almost certainly no. You’re not alone. According to a 2022 PYMNTS survey of about ...

If you have an individual retirement account, taxable brokerage account, or life insurance policy, you’ve almost certainly named a beneficiary before. And if you had kids or were in a committed ...

There’s already a lot of misinformation out there about the Credit Card Competition Act. For once, most is apolitical, at least for now, since the act is a bipartisan bill. So let’s all just take a ...

The best thing about “Star Trek” is its ability to turn a critical mirror to the best and worst humanity has to offer. Remember that time on “Lower Decks” when Mariner poked fun of the 20th century’s ...