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On a recent podcast episode, money expert Suze Orman explained why now is a great time to invest in a certificate of deposit. Interest rates recently dropped, and she expects them to keep falling.

All ratings are determined solely by our editorial team. Wisconsin-based Connexus Credit Union boasts some of the best IRA CD rates in 2024, with the highest rates being on its 12-month IRA CD.

CD rates are still appealing. But before you settle for a return of close to 5%, consider an even more lucrative option.