While many savers may have felt like they missed a recent opportunity to earn a high rate with a certificate of deposit (CD) account, this week's interest rate news demonstrates that that's not ...

But, a certificate of deposit (CD) can help. That's because today's leading accounts come with higher returns than the current inflation rate. However, strong current returns aren't the only ...

Chase offers flexible terms but low APYs on its certificates of deposit While Chase offers a wide variety of terms on its CDs, its rates, which are as high as 4% for a two-month CD, are ...

When choosing a certificate of deposit (CD), you have to compare a few figures to make the right call for your needs — any minimum balance requirements or the amount of interest earned ...

If you're planning to put $100,000 or more into a CD, a jumbo CD might be a good choice. But keep in mind that some regular CDs pay even higher rates than jumbo CDs, so make sure to shop around ...

At the last Fed meeting, the Federal Reserve kept interest rates steady. Fed rates tend to impact CD rates, so it's expected that CD rates will stay relatively stable until the next Fed meeting.

For more than two years, from late 2022 until January 2025, the highest rate you could earn on a nationally available certificate of deposit (CD) was 5.00% APY or better. In fact, the top ...

So is a 6-month certificate of deposit (CD) a good idea? Right now, the annual percentage yields (APYs) on the best 6-month CDs hover around 4.00% to 4.50%. These rates definitely seem attractive ...

With three back-to-back Fed rate cuts behind us last year and two more expected in 2025, CD rates have been gradually declining. But you haven't missed your chance to lock in solid returns.

Commissions do not affect our editors' opinions or evaluations. After climbing for the past couple of years, CD rates have been slowly declining in 2024. CD rates tend to track the federal funds rate.

Interest is compounded daily and is credited monthly. You can withdraw interest earned at any time during your CD term without penalty. CDs automatically renew at maturity. Synchrony customers ...

Mandy is a personal finance contributor to Newsweek’s personal finance team. She started out as a licensed insurance agent in 2005 and began her freelance writing career in 2018. Mandy uses her ...