Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.32%. For 20-year mortgage refinances, the average rate is 6.03%. Related: Compare Current Refinance Rates 30-Year ...

The rate on a 30-year fixed refinance decreased to 6.42% today, according to the Mortgage Research Center. Rates averaged 5.39% for a 15-year financed mortgage and 6.09% for a 20-year financed ...

The rate on a 30-year fixed refinance slipped to 6.41% today, according to the Mortgage Research Center. For 15-year fixed refinance mortgages, the average rate is 5.35%, and for 20-year mortgages, ...

Considering the current mortgage rate of around 6.41% in September 2025, and knowing that rates were half as much 10-15 years ago, it’s becoming increasingly hard to convince anyone that buying a ...

The current lower mortgage rate climate is reshaping affordability for borrowers taking out larger home loans.

A 30-year refinance at 6.67%: For those prioritizing manageable monthly payments, a 30-year refinance would cost $3,859.74 per month. While refinancing resets your loan term to 30 years, the monthly ...

Mortgage rates are still high but showing small declines. On October 1, 2025, the average rate for a 30-year fixed refinance loan is about 6.65%. The 15-year fixed refinance rate is around 5.9%, with ...

The mortgage industry is moving beyond traditional “workhorse” loans as lenders adopt specialized products, technology, and personalization.

Mortgage rates have dropped, but refinancing is not always the right move.The first rule is to check if your current rate is at least 1% higher than today’s average. For example, refinancing a ...

Auto refinance rates start below 5.00% for qualified borrowers.

Affordability has improved and rate drops have exposed millions to incentives, but many more must wait for a break, ICE Mortgage Technology found.

The average rate on a 30-year U.S. mortgage ticked up for the second straight week following a string of declines that had brought down home borrowing costs to the lowest level in nearly a year ...