When I work with adult children or their parents (or both), they typically report a variation of this scenario: My daughter calls me to complain about her job, and I try to give her advice, but she ...

There’s complaining. And then there’s complaining. In its more benign form, complaining between friends can feel beneficial. Light grousing about a mutual foe, for example, can cultivate camaraderie.

If the money you're spending to support adult children is jeopardizing your retirement, it's time to stop, experts say. Here's how.