As the United Nations COP 29 climate summit begins, new research by the British Chambers of Commerce has found that there is ...

A start up’s budget may be tight, but the right office furniture is an investment in your team’s comfort and productivity.

Getting a mortgage as a self-employed worker is so tough that 40% of freelancers give up on self-employment in order to get ...

Traditional bank loans and overdrafts are still a popular source of funding for many businesses and start-ups. Used properly, ...

An overdraft is the amount you owe on your account to the bank. Bank overdrafts can be repaid more quickly than formal loans ...

Effective cash flow management is crucial to running your business. Although it's a challenge and you need to be making enough sales, there are many ways to keep your cash flow positive and make sure ...

Clearly, crowdfunding is still a relatively new concept and few businesses have obtained finance using it to date. But, as ...

Check any conditions the grant provider imposes: for example, any targets you must reach before payments are made, how the ...

Invite your bank contact to visit your premises to meet key employees and to get a better understanding of your business. Use ...

Attracting investors is an incredibly difficult and time-consuming process. This is especially true for new businesses, ...

For term loans, repayment must be between three months and six years. For overdrafts and most other types of borrowing, the maximum term is three years. The guarantee helps protects the lender if you ...

Grant funding typically only covers 15-60% of the total finance required for a project. It is extremely rare for a grant to finance 100% of the costs of any project. Even if a larger proportion of the ...