Flooding amid storm surges and heavy rains is a key concern when any hurricane strikes, but Florida is now particularly vulnerable. Protective sand dunes washed away by Hurricane Helene mean that there are fewer defenses than before, while the ground is already saturated in some areas.

The last time the eye of a major storm like Hurricane Milton directly struck Tampa Bay was 1921 when the city was a sleepy backwater

Hurricane Milton is a Category 5 storm. Here's what you can do before the storm hits to make sure you get the best insurance payout possible.

The storm is expected to produce a devasting surge along Florida’s west coast, which could include the Tampa Bay area. Some decrease in strength is forecast ahead of landfall.