Debt validation letter overview A debt validation ... The CFPB provides formatted letter templates to help you write a letter to a creditor to dispute a debt. You may also need to contact the ...

However, a debt validation letter is different. This is a document sent by a collection agency, showing that the debt exists and you are responsible. A call from a collection agency or debt ...

In such cases, sending a validation letter does not violate the FDCPA. The court agreed with the defendant, finding that the plaintiff’s letter both disputed the debt and constituted a refusal ...