Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.32%. For 20-year mortgage refinances, ...

Considering the current mortgage rate of around 6.41% in September 2025, and knowing that rates were half as much 10-15 years ago, it’s becoming increasingly hard to convince anyone that buying a ...

The rate on a 30-year fixed refinance slipped to 6.41% today, according to the Mortgage Research Center. For 15-year fixed ...

Refinancing could make sense if you want to lower your interest rate, get rid of mortgage insurance or change loan terms ...

Today's lower mortgage rates could help homebuyers save substantially compared to rates from earlier this year.

Mortgage refinance closing costs can include origination fees, discount points and third-party charges. Compare costs before choosing a lender. Some or all of the mortgage lenders featured on our site ...

The Fed's latest rate cut took mortgage rates to a three-year low, creating significant savings for borrowers.

*Refers to the latest 2 years of stltoday.com stories. Cancel anytime. Refinancing your mortgage can help you meet a number of financial goals, like reducing your monthly mortgage payment, paying off ...

When my husband and I refinanced our mortgage in 2009, we felt confident we were making the right move. Since both of us had exceptional credit, we knew we could reduce our mortgage rate by one ...

Mortgage rates are still high but showing small declines. On October 1, 2025, the average rate for a 30-year fixed refinance loan is about 6.65%. The 15-year fixed refinance rate is around 5.9%, with ...

Refinancing can be a tempting option when mortgage rates drop, but in truth, it's not always the right choice. As of Sept. 11, the 30-year mortgage rate stood at 6.35%, falling 15 basis points from ...