With credit card debt at high levels, it’s important to remember that applying for a card can ding your credit score. Veuer’s Matt Hoffman reports.

What happens after you apply for a credit card? Credit cards often make transactions easier, safer and more convenient. The right card can also yield generous rewards, and using a credit card ...

When you submit a new credit application, whether it's for a credit card or loan, there may be some affect to your credit score if the lender does a hard inquiry into your credit history. Most ...

How Applying for Credit Can Affect You With hard inquiries "different impacts can occur, depending on score factors that evaluate how long you've been using credit and whether your credit report ...

Dear Credit Care, Hello, I am in the process of going through a divorce. I have credit cards jointly with my husband. I was looking into opening my own credit card and am worried I did so prematurely.

The success rate of cardholders who asked for a lower credit-card interest rate is at its highest since 2021. But as lenders ...

But if you open another card with a $1000 credit limit, your “total available” credit limit is $2000, and your “total” credit utilization is now 15% ($300/$2000).