None of this matters if Tua is cleared to play. If he’s not cleared, however, the Dolphins will owe every penny of the guaranteed money — possibly if not probably with no insurance money to refund the cash or to secure salary-cap credits.

The Miami Dolphins will be without quarterback Tua Tagovailoa for at least four games after he was placed on the team's injured reserve Tuesday. With a return for Tagovailoa not possible until a Week 8 game against the Arizona Cardinals on Oct.